Daytona Beach Condo – #1 Family resort!! – OceanWalk

Looking for

NASCAR Daytona 500 (2008 is the 50th Anniversary!)

Biketoberfest, Bike Week 2008, Pepsi 400??

WE GOT IT!!!

Fall special – 1 bedroom oceanfront (sleeps 4 or 6) $109/nt – Resort’s price $149/nt -

Oceanfront deluxe 1 bdrm – $129/nt — Resort $159

2 Bedroom oceanfront – $179/nt — Resort $259 — 2 Bedroom Oceanview – $169/nt – Resort $239

Rates don’t include “events” (Biketoberfest, Turkey Rod Run, etc)

Hilton next door $139 + $15/day parking for a regular hotel room with no balcony and nowhere near the amenities!

These are OWNER’s condos not Timeshare units. These condos are in much better shape than the timeshare units with additional features – most have DVD players (timeshare units have VCRs) board games, books, most have wireless internet access in the room etc.

There is nothing quite like Ocean Walk in Daytona Beach – THE ONLY CONDO RESORT ALONG THE “NO DRIVE” PORTION OF THE BEACH – 4 heated pools (2 inside and 2 outside) – 1 with a twisty water slide; 3 outdoor jacuzzis, 250′ lazy river, children’s interactive water center, spa services with manicures, pedicures, and massage services, exercise room, outdoor putting green and indoor 9 hole putt putt course; on-site restaurant, indoor and pool bars. Kids and family activities and programs, arcade, computer center, business center.

Next door is the Shoppes of Ocean Walk with a 10 feature movie theater, restaurants like Bubba Gump Shrimp Company, Johnny Rockets, Adobe Gilla’s and other shops. Check out their website: http://www.oceanwalkshoppes.com .

Ocean Walk is also next door to Daytona’s historic Bandshell, pier, and boardwalk.

You can check out our website for more pictures and info: http://www.daytonabeachrents.com

or email us at: daytona_ocean_condos@yahoo.com

Our condos: We have many different condo configurations: 1 bedroom oceanfront condos with a king bed or 2 doubles; 2 bedroom oceanfront and oceanview condos with king beds, or 2 queens, and 2 bedroom “lock-outs” that can be 2 seperate 1 bedroom condos or a 2 bedroom. Some master baths have a large 2 person jetted jacuzzi tub. All condos come complete with all linens and bath towels, full kitchens with all cookware and eatery including oven, stove, refrigerator, microwave, dishwasher etc, living rooms with queen sleeper sofas, in-unit washer/dryers, TVs with cable channels, stereos, VCRs and/or DVDs, oceanfront with private balcony, great views of the ocean, beach, pools, boardwalk, and pier. Rates vary depending on the season and are as low as $89/nt for a 1 bedroom in the off-season and as high as $495/nt for a 2 bedroom during event weeks.

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Enjoy a relaxing Cruise & Resort Vacation with memories to last a lifetime!!

Leave your wallet and your worries for a carefree,

all-inclusive vacation!

All-inclusive getaways are becoming more and more popular, and for very good reasons. When you choose an all-inclusive resort, you’ll know the vast majority of your travel costs up front, since your meals, Unlimited Drinks, snacks, all tax/ fees and tips are all included, and daily activities, nightly entertainment, complimentary Dive lesson, and more are also include (see list below). ebay price is for 2 travelers!

Stop Dreaming!!

Pack your Bags!!

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Welcome! The price listed above is for 1 day’s rental with a minimum of 3 days’ stay for part of the house in low season, but before bidding, please contact us (vicky@avalonvillas.com) with the dates you’d like to travel, how many people are in your party, and the price you’d like to offer for your stay. You can choose Les Courtals (6 bedrooms, sleeps 11) or Les Petit Courtals (3 bedrooms, sleeps 5).

* * *

Welcome to our 150-year-old farmhouse in a quiet country neighborhood just outside the village of Caunes Minervois. The house is in Languedoc (next to Provence & Cote d’Azur), just 30 minutes from Carcassonne, in the Minervois wine region. Nestled in 2-1/2 acres of fruit & nut orchards and surrounded by vineyards, this home has been tastefully renovated with all modern conveniences.

Les Courtals (6 bedrooms) sleeps up to 11 adults & kids – perfect for a large family, two families holidaying together, friends on bicycling & walking tours, or anyone who would like to explore the wineries and villages of southern France. Les Petit Courtals (3 bedrooms, sleeps 5) is actually the same house, but we’re happy to offer it to singles, couples, and small families at a 3-bedroom price (top floor not to be used — no linens provided for 3 bedrooms on top floor).

This lovely home has a pool & pool house, dining patio, charcoal grill (BBQ), fireplace, hardwood floors & ceilings, 4-poster king- and queen-sized beds (in 5 bedrooms — single teakwood daybed in 6th), and an extensive collection of teakwood furnishings and hand-carved Asian artifacts. Each bedroom features a custom-framed print of one of France’s fine impressionist artists, including Bonnard, Manet, Monet, Renoir, Sidaner, and Gauguin. (Cezanne decorates the dining room.) Each bedroom also features its own special mix of home-made potpourri with roses, lavender, pine sprigs, seeds, and other materials from the garden. Dried flower arrangements in the living areas were similarly made with dried grasses, pine, and other materials from the orchards.

To further enhance your enjoyment of this beautiful and relaxing property, we’ve also provided a small selection of old English books, classical music (with portable CD player) and VCD’s for adults and children (with DVD player, not VCR). The property is fenced with a remote-control gate, and your car(s) will enjoy the 2-car garage. A 3-minute drive to the village (Caunes Minervois) will take you past neighboring vineyards to our favorite family restaurant, shops, and medieval abbey.

Telephone with voice mail is provided free of charge for your local calls, as well as unlimited Internet access (bring your laptop computer). Pets are welcome with deposit. We love our pets, too. :) Baby cot and maid service on request. All bedding, towels and kitchen utensils are provided. Kitchen includes cookbooks, cooker, extractor hood, oven, microwave, fridge, freezer, dishwasher, coffee machine, washing machine, dryer, and electric iron.

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Dhol Of Punjabi

Dohl

The Dohl is a percussion instrument that is traditional to Indian culture. It is a double ended barrel drum – although some forms of the Dhol may have straight sides. The heads can be either synthetic or made of goat skin or raw hide. The Dohl is tuned with the use of bolts. It is considered as similar to the “Dholka”, otherwise known as the American Dhol, it is also similar to the pan-american instrument the Tambora. In Qawwali music, the term Dhol is usually refers to a similar but smaller drum that is used with the smaller tabla drum as a replacement for the left hand tabla drum.
Dhols tend to vary in sizes depending on the region they originate from. The difference in sizes came about to accommodate the different needs of the instrument players. Dhols found in Punjab are generally smaller because they need to fit the needs of player who tend to do energetic dances while playing the instrument, while in India and Pakistan the Dhol remains big in order to preserve its loud bass tone. The Dhol is used as a traditional accompaniment to traditional dances like the Punjabi dance of the Bhangra, the traditional dance of the Gujarat, Raas and the religious music of Sufism, Qawwali.
The rum structure is composed of a barrel (traditionally made of wood) and its open ends are covered in goat skin, any other animal hide or with a synthetic material. The tone of the Dhol is adjusted with the use of interlaced ropes located on its sides or with the use of nuts and bolts. The degree of tightness of the skin can sufficiently alter the tone of the instrument. People who play the Dhol are referred to as “Dohl players” or Dholis. In modern Punjabi music, Dhols with synthetic coverings are commonplace. A smaller version of the Dhol is known as the Dholka or the Dholki.
Traditionally, the Dhol is played with the use of two wooden sticks, which are most of the time made of bamboo and cane wood. The American Dohl is played with the hands and is placed in between the knees or on the lap of the player.
The Dhol is a very important historically. Before the advent of electronically recorded music Dhol players were much sought after in India and they were asked in play in both formal and informal events. Other than in India, the Dohl has gained much popularity in Fiji, the United Kingdom, and Australia as well as in North America.

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Hottest Ebay Auctions

Hottest ebay auctions

People have varying tastes and styles in life and as such what appeals to one may not be as attractive to another. Nevertheless, we all like shopping and as per our needs and extravagance, select products that are on our hot list. Sometimes it’s a product you really need and at other times, it’s something you’ve always fancied. Truth is whatever the reason is, if there’s’ a need and you’re willing to spend money; economics says that’s true demand. Get onto the hottest ebay auctions and surf through an endless list of products that could attract your senses.

You name it and you’re likely to find it on the hottest ebay auctions. Whether you’re a taker for collectibles or simply want to get your hands on that old music disc, it’s all up there for grabs. From gadgets, cameras, and entire book collections, here’s a place you’ll find everything you need. You may opt to buy stamp collections, first day covers, musical instruments and even furniture, there’s certainly something for everyone.

The great thing being in case you don’t have anything specific in mind but still want to go on one of your regular shopping sprees, getting onto hottest ebay auctions certainly gives you something to think about. The choices here are endless and very often you chance upon items that you would have never thought of, unless you suddenly chanced upon them.

So whether you know what to buy or not, the hottest ebay auctions can certainly help you find something special. There are too many auctions and bids open and available at all times. It’s only right that you get on and place your bid at the right time before someone else breezes past with something you’ve set your eyes upon. Shopping never got more exciting and finding products has never been easier.

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3 OCEANFRONT LOTS, RESTAURANT/BAR, AND 4 APTS IN BRAZIL

Here is the auction

LARGE OCEANFRONT RESTAURANT AND BAR

INCLUDES 4 ADDITIONAL EFFICIENCY APARTMENTS (ALL CURRENTLY RENTED)

ALSO INCLUDES 3 LOTS (2 EMPTY OCEANFRONT LOTS WHICH ADJOIN THE 1 LOT THAT THE RESTAURANT/BAR AND EFFICIENCY APARTMENTS ON)

RESTAURANT/BAR IS CURRENTLY RENTED OUT ON A 3 YEAR LEASE… THERE IS A POSSIBILITY WE CAN END THE LEASE EARLY DEPENDING ON OFFER.

EXCELLENT LOCATION 1 HOUR NORTH OF COPACABANA, IPANEMA, AND INTERNATIONAL AIRPORT IN MARICA, RIO DE JANEIRO, BRAZIL

SAFE, FRIENDLY, AND RELAXING BEACHTOWN

STRUCTURE AND FOUNDATION OF RESTAURANT/BAR HAS BEEN APPROVED TO ADD A SECOND STORY

ALL 3 LOTS, ALL APARTMENTS, AND RESTAURANT ARE REGISTERED AND PROPERLY DOCUMENTED

COMES COMPLETE WITH ALL KITCHEN EQUIPTMENT, TABLES, CHAIRS, AND SIGNS

TURN KEY INVESTMENT THAT YOU DO NOT HAVE TO RUN!

LOCAL REAL ESTATE MARKET (ESPECIALLY OCEANFRONT) IS CURRENTLY GOING UP IN VALUE VERY QUICKLY!

$199,900 FOR EVERYTHING!

SAFE, QUIET, AND TRANQUIL LIFESTYLE! INEXPENSIVE TAXES, LOW LIVING COSTS, AND A GREAT INVESTMENT FOR RESALE OR RENTAL INCOME AND VACATION OR RETIRMENT USE

MINUTES FROM RESTAURANTS, BARS, GROCERIES, STORES, MATERIALS ETC… ONLY 1 HOUR FROM COPACABANA, IPANEMA, RIO DE JANEIRO INTERNATIONAL AIRPORT

An hour from the hustle and bustle of the carnival city of Rio de Janeiro, a quaint, safe and tranquil paradise called Maricá awaits you.

Maricá is a quiet coastal town where unhurried life is the norm. It is a place of immense natural beauty and nice, friendly people. Large enough to have the amenities you would need on a daily basis, Maricá is just the right size not to have the hassles of city traffic and high tourist prices. With a population of over 100,000 people, Maricá is a small city with lots of great things to offer.

Considered as the entrance to the Lakes and Beaches Region, Maricá is one of the most beautiful cities in the State of Rio de Janeiro. Without a doubt, it is blessed with natural beauties – from gently rolling hills to unique mountain peaks; from a canal to four interconnected lakes; from the Atlantic Ocean to 45 kilometers of white sandy beaches; from verdant meadows to a town center that continues to show growth and positive changes.

Maricá has the amenities to boot. It has an excellent hospital, several medical clinics and doctors’ offices, drugstores, restaurants and bars, grocery stores, gas stations, several churches of various denominations, native craft stores, nightlife, and a great town plaza that is a perfect place for an evening stroll, have a drink of local beer varieties, a bite of local delicacies and meet the locals. For the active and athletic visitors, our town offers several types of sports such as surfing, body boarding, jet-skiing, fishing, boating, hang-gliding, rock climbing, biking, motor cross riding, hiking, diving, windsurfing, sailing, kite surfing, tennis and much more. There are several nearby museums, a water park, historical landmarks, annual carnival festivities, shopping, botanical gardens, rainforests, environmental preserves, sightseeing, nightlife of dancing to samba music or karaoke singing, cable car rides, excellent food, art, great culture and its biggest assest, its warm and very friendly people!!!

Marica is about an hour from the famous city of Rio de Janeiro, world-renowned beaches such as Copacobana, Ipanema, Flamengo, Botafogo and Cabo Frio, the Rio international airport, and the must-see tourist attractions Statue of Christ and Sugar Loaf Mountain where one is confronted with breathtaking and incomparable sceneries. It is only 35 minutes from its neighbor city Niteroi, which has a population of over 1,000,000 people.

Living costs are about 25 percent of that of Europe and North America. Property taxes are about $200 a year. Fulltime caretaker services are about $150 a month. Transportation by bus to the city of Rio de Janeiro costs about $2 – $3 or by a private taxi for about $30. Depending on your lifestyle, you could live in Maricá for about $7,000 a year – and comfortably at that!

Please check out our website at: www.investmentsonthebeach.com

or call us at 1 (866) 772 8760 or 1 (717) 467 0081 or 011 (5521) 9939 6016

Now is the best time to invest in Brazil because of the following reasons:
Brazilian interest rates are now falling.
Inflation is under control.
The trade balance is recording strong surpluses.
The Brazilian Real is steadily growing at 25% per year against the dollar.
The economy will continue to grow.
Publicly-traded companies plan to invest heavily.
Brazilian balance sheets show vigorous profits.
Foreign investment is plentiful.
International credibility is high and risk is low.

The Federative Republic of Brazil is the largest and most populous country in South America
Spanning a vast area between the Andes and the Atlantic Ocean, it bordersUruguay, Argentina, Paraguay, Bolivia, PEru, Colombia, Venezuela, Guyana, Suriname, and French Guiana. Brazil had been inhabited for at least 6,000 years by semi-nomadic populations when the first Portuguese explorers, Led by Pedro Alvares Cabrall disembarked on 1500. Over the next three centuries it was re-settled by the Portuguese and exploited mainly for brazilwood at first, and later for sugarcane agriculture. Work on the colony was based on slavery. In 1808 King Joao VI of Portugal, fleeing from Napoleon, relocated to Brazil with the royal family , nobles and government. Though they returned in 1821, the interlude led to the opening of commercial Ports to England – at the time isolated from most European ports by Napoleon – and the “elevation” of Brazil to the status of a United Kingdom to Portugal’s Crown. In 1822 the then prince-regent Dom Pedro I, declared independence on September 7, 1822, establishing the independent Empire of Brazil. This lasted until the next emperor, Dom Pedro II was deposed and a republican based federation was established in November 15, 1889.

Brazil is characterised by the extensive low-lying Amazon Rainforest in the north, and a more open terrain of hills and (low) mountains to the south, home to most of Brazil’s population and its agricultural base. Along the coast of the Atlantic Ocean are also found several mountain ranges, amongst which the highest peak is the Pico da Neblina at 3,014 m. Major rivers include the Amazon, the largest river in the world by volume, the Parana with its impressive Iguacu falls, the Rio Negro, Sao Francisco, Xingu, Madeira, and the Tapajos Rivers.

Brazil’s $558 billion economy grew 5.2 percent in 2004 as the world’s biggest producer of sugar, iron ore and coffee, boosted trade with expanding economies such as China, pushing exports to a record surplus of $96.5 billion, a 32 percent increase over 2003’s $24.8 billion surplus. The Brazilian currency is now bouncing close from new five-year highs. This year’s advance extends the real’s gain to 25 percent over the past 12 months, which is also the biggest gain in any currency in the world over the last year. Brazil is overcoming its national debt, which has consumed a disproportionate fraction of its GNP. This is due to an increase in exports the economy of Brazil is growing above expected pace and the overall feeling is optimistic for the year 2005. The industry accumulates growth of 8.3% in the year and 7.4% in the last twelve months.

Widely diverse yet unique, incomparable yet reachable, huge yet conquerable, Brazil exists to mesmerize the world.
Brazil is one country with a WOW factor associated with it. From its luxuriant geography, abundant natural resources, omnipresent dazzling panorama, year-round tropical weather, booming agricultural industry, language that is unique from its surrounding neighbors, ultra-rich cultural potpourri and most of all, its beautiful, friendly people of varied colors and ethnicities, Brazil shines brightly and strictly on its own.

Brazil is nothing short of being blessed naturally. It is the fifth biggest country in the world and the largest in South America. It occupies 47.3% of the continent with its area of over 3.3 million square miles or 8.5 million square kilometers. Distributed throughout this wide expanse are diverse geographical features. There is the legendary Amazon in the north, which holds one-fifth of the world’s freshwater together with rainforests, long stretches of sparkling white beaches, unique mountain peaks, hills, plateaus, numerous waterfalls, sand dunes, dazzling lakes and rivers.
Brazil is rich historically but its development and growth as a nation have not been as tempestuous as other Latin American countries. Culturally it is just as opulent and varied. Festivals such as the world-renown carnival in Rio de Janeiro and other festivities abound. Cuisine and raised crops differ from east to west and from north to south. It is the only Portuguese-speaking nation surrounded by Spanish-speaking neighbors. Yet Brazil has no enemies. It doesn’t have earthquakes, tornadoes, hurricanes and tsunamis, either.

There is no lack of things to do and see in this huge country. Rio de Janeiro has museums, theatres, parks, shopping malls, nightclubs, and other forms of entertainment. Sites to see are the Statue of Jesus Christ at the zenith of Corcovado, the famous Sugar Loaf Mountain, Maracaná (the biggest stadium in the world). Brazi also has to offer the majestic Iguaçú Falls, rainforests and the Amazon river and the sand dunes in northern Brazil to name a few. Water sports like swimming, scuba diving, snorkeling, surfing, body boarding, water-skiing, jet-skiing, fishing, shrimping, boating, hang-gliding, paragliding, rock climbing, biking, motor cross riding, hiking, diving, windsurfing, sailing, kite surfing, wake boarding, knee boarding, body boarding, kayaking and canoeing are available. You can also enjoy other sports such as tennis, volleyball, bowling, bicycling, mountain biking, horseback riding, rock climbing, hiking and of course, the Brazilian’s favorite sport, football. You can do whale watching and there are yacht clubs and marinas in numerous places.
Despite the vastness in area and the varied geography and culture, one aspect that remains the same is the friendly, hospitable and great looking citizens whose admirable sense of freedom and passion for the sun, fun, frolic and frivolity radiate throughout this gem of a country called Brazil. The country of Brazil offers a perfect combination of friendly and cheerful people, a breathtaking landscape, and ideal weather. Boasting 12 sunny months per year, with an average year-round temperature of 23-27°C (73-81°F), the Brazilian coast is world-wide known and held among the most beautiful scenic natural landscapes. Due to favorable currency exchange, ideal weather, and unparalleled natural beauty, NOW is the time to purchase your future “home away from home” in the friendly and always sunny country of Brazil.

OTHER OCEANFRONT HOMES, OCEANFRONT LOTS, PROJECTS/SUBDIVISIONS, AND PRIVATE ISLANDS FOR SALE. PLEASE INQUIRE FOR PHOTS AND INFO

PLEASE CHECK OUT MY WEBSITE AT WWW.INVESTMENTSONTHEBEACH.COM
CALL ME TOLL FREE AT 1 (866) 772 8760, OR 1 (717) 467 0081, OR (011) 5521 9939 6016 (BRAZIL)

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Cabin, 145 Acre Woodlot & Trout Brook…Northern Maine

Here is the auction

Hunting and Fishing Paradise in the Northern Woods of Maine.  Wonderful log cabin on a 145 acre woodlot.  Located 4 1/2 miles off the highway and off the grid, in Grand Isle.  Two wells on the property…one is gravity fed, the other is drilled 225 feet and runs on solar power along with the lights in the cabin.  There are also gas lights on the walls downstairs and the antique cast iron stove is propane and wood.  A kerosene heater provides heat.  There is an almost brand new gas refrigerator included and a generator.  Downstairs has a kitchen, dining area (with table & chairs included), living room (with sofa, 2 chairs and 2 small tables included), bathroom (flushing toilet & hot water tank (propane) and a newly added bedroom taken from part of the back porch….this room has drywall and Anderson windows, but is not finished out (includes a full bed).  The upstairs loft has two bedrooms (one which includes a dresser and chest of drawers) and a smaller room.  In between is a large walk in closet.  A small ceiling fan runs on solar and provides some coolness for the hottest of summer days.  There is a large barn out back, a chicken coop and another enclosed building, possibly a workshop area.  The basement is partially dug and has a wood heater, 3 large water storage tanks and the pump for the solar well.  There is a back porch area also.  Walking distance into the woods is access to a brook which has wonderful trout fishing.   The back 70 acres has been selectively cut a couple of years ago.  There is much timber on the property yet and some could be harvested if desired.  The land is in the Tree Growth Program, but could be bought out for approx $2500 if the owner did not want to continue the program.   Taxes are a little under $1000 a year.  The asking price for the property is $159,900.  It is listed thru Dobbs Realty, Caribou, Maine.  Please contact:  Jo Ellen Riddle, Associate Broker  207-227-5740 (cell), 207-868-5009 (home), or 207-492-1300 (office) for more information on this wonderful piece of property.

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PRE-FORECLOSURE 3/2 Home Cape Coral Florida 2005 – NICE

Here is the auction

Very Nice, Newer Cape Coral Pre-Foreclosure Home

Built in 2005, this beautiful and spacious home is located in one of the fastest growing zip codes in Florida!  Situated in a popular and well maintained Northeast Neighborhood, this 3/2 split bedroom home with a den/office and 2-car garage is close to shopping, theaters, schools, etc. A Wonderful opportunity to grab your slice of paradise at an affordable price!!!

2107 NE 25th Street, Cape Coral, Florida, 33909

  • The reserve price for this property is set at the mortgage amount.  However, this home is in pre-foreclosure and the lender is willing to accept a lower amount, called a bank short sale.

  • What is a short sale?  A short sale occurs when a home owner is in pre-foreclosure and the mortgage amount is higher than the market value.  With a short sale, a bank is willing to take a settlement and will often forgive the homeowner’s debt.  By avoiding an actual foreclosure and taking a lower settlement, the lender can save thousands of dollars in litigation costs, holding costs, work hours, and more.

  • The highest bid for this auction will be presented to the bank and the contract will be subject to third party lender approval.

  • Short sales can be a great opportunity to buy below market and appraised value.

  • Please bid only if you intend on buying this property.  Be aware that the short sale approval process can take up to three months to complete.  Again, contract will be contigent on the owner’s lender approving the short sale.  All information is deemed to be reliable but not guaranteed.  Please perform your own due diligence before buying any property.

 

 

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Assume mortgage and earn $318/mo. No credit check. NR

Here is the auction

to be sold without reserve!
Hands-off, profitable, and financing provided:
  • Hands-free, headache-free rental property with positive cash flow and property-committed tenants!
  • Own this property without obtaining new financing. Simply assume the 1st mortgage with no credit check, no qualifying & no personal liability
  • You are bidding on the down payment / equity buyout for an income-producing property valued at $130,000 with $60,152 in equity that is being sold without reserve!
  • 7 year tenant with recently renewed lease pays $1,115/month rent.
  • Earn a net profit of $318/month from day one with no personal liability, no work!
  • Strong potential to refinance and get up to $48,000 cash back.
  • The dream deal for the “hands-off” or “long distance” investor.
Your income will increase by $318/mo if you win this auction.
Monthly rent : $1,115.79
- Assumable mortgage payment with no qualifying $797.75
- Taxes (n/a – included in mortgage payment) $0
- Insurance (n/a – included in mortgage payment) $0
- Maintenance (n/a – tenant pays all maintenance and upkeep) $0
——————
Your net monthly income by winning this auction: $318.04
Your net worth will increase by up to $60,000 if you win this auction.
If your winning bid is: Your net worth increases by:
$100

$60,052

$1,000

$59,152

$5,000

$55,152

$10,000

$50,152

$15,000

$45,152

$20,000

$40,152

$25,000

$35,152

$30,000

$30,152

$35,000

$25,152

$40,000

$20,152

$45,000

$15,152

$50,000 $10,152
$55,000 $5,152
How did we calculate the increase in your net worth in this chart?
Increase in net worth is calculated as the appraisal value of $130,000 less the assumable 1st mortgage of $68,847 less your bid amount.
You will earn up to $121,000 in 5 years if you win this auction.
If your winning bid is Estimated value in
5 years
Approx. balance on 1st Mortgage
in 5 yrs
Equity
gained
Profit received from monthly rent Total
5 year
gain
Average annual return
$100

$165,916

$63,053 $102,863 $19,082 $121,845 24,369%
$1,000

$165,916

$63,053 $102,863 $19,082 $120,945 2,419%
$5,000

$165,916

$63,053 $102,863 $19,082 $116,945 468%
$10,000

$165,916

$63,053 $102,863 $19,082 $111,945 224%
$15,000

$165,916

$63,053 $102,863 $19,082 $106,945 143%
$20,000

$165,916

$63,053 $102,863 $19,082 $101,945 102%
$25,000

$165,916

$63,053 $102,863 $19,082 $96,945 78%
$30,000

$165,916

$63,053 $102,863 $19,082 $91,945 61%
$35,000

$165,916

$63,053 $102,863 $19,082 $86,945 50%
$40,000

$165,916

$63,053 $102,863 $19,082 $81,945 41%
$45,000

$165,916

$63,053 $102,863 $19,082 $76,945 34%
$50,000 $165,916 $63,053 $102,863 $19,082 $71,945 29%
$55,000 $165,916 $63,053 $102,863 $19,082 $66,945 24%
How did we calculate the 5 year gain and annual average return in this chart?

Estimated 5 year value:
Ebay’s neighborhood profile states that the 30260 zip code in which the property is located appreciates on average at 8.6%. In order to be conservative, we have used a 5% appreciation rate which results in a $165,916 value in five years.

Approximate balance on 1st mortgage: The first mortgage was recorded on June 15, 2000. The approximate balance is based on a standard amortization schedule for a 30 year mortgage as of 11/2012 (approximately 5 years from the start of this listing).

Equity: Equity is the value in five years less the approximate mortgage balance in 5 years.

Cash received from monthly income: Calculated as the property’s monthly net income of $318.04 after taxes, insurance and maintenance x 12 months x 5 years.

Total gain after 5 years: Calculated as equity gained, plus cash received from rent less bid paid.

Average annual return: Calculated as Total gain after five years divided by 5 years divided by the winning bid amount.

Frequently asked questions:
FAQ Index:
Who is the seller?
What is the seller’s Ebay rating?
Why are you selling this property instead of keeping it yourself?
What is the property’s history?
How could I get cash out of the property?

What will happen if I win the auction?
What are the payment terms of this auction?
Are there any additional closing costs?
How do I pay for this?
How will the tenant know to pay me?
How will I pay the assumed mortgage?
How can I have no personal liability?
What if I don’t pay the assumed mortgage?
What is the possibility of the tenant defaulting?
What would happen if the tenant defaults?
I am out of state, will you manage the property for me?

Who is the seller?
The property is owned by Home Mortgage Solutions, Inc. and its sister company Relocation Services of Georgia, Inc. We are a mortgage brokerage that specializes in property flips and maintain a license as a property management company.
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What is the seller’s Ebay rating?
We have been a member of the Ebay community for over 7 years (since 4/2000), have been the seller in over 100 transactions (many of which were over $50,000) and have a 100% positive rating with no negative feedback.
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Why are you selling this property instead of keeping it yourself?
We purchased this property with the expectation that it would be vacated, renovated and flipped. However, we are now quite certain that the tenant is capable and willing to lease on a long term basis. As such, this is a truly outstanding opportunity for the “buy and hold” investor to own a hands-off, maintenance-free rental property with an outstanding tenant. Our preference is to recover the funds that we have invested in order to acquire properties that can be flipped.
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What is the property’s history?
The tenants were the previous owner and experienced non-recurring financial hardship (medical). After paying on time for 7 years, they became behind in their payments. We purchased the house and leased it back to them.
Although they would like the opportunity to purchase the house (which creates a tremendous upside opportunity and exit strategy for the winning bidder), they have been there for seven years and are likely to continuing leasing for seven more. As such, with their financial situation again under control, they are again paying like clockwork and are looking forward to remaining in their family’s home for many years to come, making this an ideal buy and hold rental property.
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How could I get cash out of the property?
After you own the property, you could refinance using a 90% LTV first mortgage. The property appraises for $130,000 and therefore it would be possible to obtain a $117,000 1st mortgage. After paying off the $69,000 current first mortgage, your gross cash out would be approximately $48,000.
What will happen if I win the auction?
At the end of the auction, we will need four things:

  • Payment by paypal, certified funds, or check in the amount of your bid.
  • Your name or company name as it should be listed on the deed.
  • The mailing address at which you wish to have the recorded deed Federal Expressed.
  • The mailing address at which you wish to receive future rent payments from the tenant.

Within 48 hours of receipt the above we will record the deed and Fedex a tabbed and organized binder containing the following:

  • Your stamped, notarized, recorded deed (transferring ownership to you),
  • All postdated rental checks (starting with the first month after the auction closes)
  • A copy of our letter to the tenant (and proof of delivery) advising them that the property has been sold and that all future correspondence and rent payments should be made to you or your company.
  • A copy of the assumed loan details, including payment address, account number, lender phone, and proof of balance.
  • Tenant data sheet, including contact information, employment information, social security number, date of birth, photocopy of drivers license and nearest relative contact information.
  • Lease and notarized assignment of lease to you or your company.
  • Copy of the appraisal.
  • Copy of third party title search.
  • Cover letter including our contact information in the event that post-sale assistance or information is needed.
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What are the payment terms of this auction?
Payment in full is due within 3 business days.
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Are there any additional closing costs?
No. We are a mortgage company and record our own deeds. The taxes and recording costs will be approximately $142 and will be paid by us. The cost of the Fedex shipping of the notification to the tenant and cost of the Fedex shipping of the deed and rental checks to the winner bidder will be paid by us. Your final bid will be the only amount that you will pay.
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How do I pay for this?
We accept paypal, credit cards via paypal, and certified funds. We will accept a personal or business check, however, we will wait 14 calendar days for the check to clear before recording the deed.
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How will the tenant know to pay me?
The tenant has provided 12 postdated checks for payment of the rent at the time of the lease renewal. We will sign over all checks that are dated for the month following the conclusion of the auction to the winning bidder. Additionally, we will Fedex a letter to the tenant (with a copy to the winning bidder), advising the tenant that the property has been sold and advising the tenant of your address for future rental payments and correspondence.
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How will I pay the assumed mortgage?
We will include the loan details, payment address, etc. in the Fedex along with your deed. You can mail a check each month for payment, the lender accepts pay by phone, or you can set up an automatic payment (ACH) with the lender.
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How can I have no personal liability?
The mortgage was recorded in 4/2000 when the tenant originally bought the property. The tenant subsequently provided our company with an assignable assumption of the mortgage. Although the deed will transfer to your name, the mortgage (Clayton County, Book 4427, Page 128, FHA case # 101-9337951) remains the liability of the original borrower. This creates an ideal investment in which you as the property owner reap the benefit of the rental income and property appreciation without the need to qualify for or incur personal liability as a result of the financing.
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What if I don’t pay the assumed mortgage?
As with any financed property, failure to pay the mortgage will result in foreclosure and loss of your property. Please note that this is an on-time tenant with a long-term residency that creates an outstanding long term gain for the winning bidder. As such, we highly recommend handling the assumed mortgage responsibly.
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What is the possibility of the tenant defaulting?
The tenant has lived in this property for over 7 years and has been at the same job for over 20 years. The tenant’s length of residency; the fact that (with the exception of three months) she has paid on time for the last 7 years; and the fact that she pays by postdated checks a year in advance would indicate that the probability of nonpayment is very low.
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What would happen if the tenant defaults?
You would have the option to lease the property in order to continue receiving a monthly income or to list the property for sale in order to cash out your equity. Local real estate companies are available to assist in either avenue. Either would be a profitable option with no personal liability.
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I am out of state, will you manage the property for me?
We specialize in flips and do not manage “buy and hold” real estate. As an alternative, we will be happy to give you the names of several local property management companies. However, the tenant pays for all maintenance; will be there for many years to come; and pays each year with twelve post-dated checks for the next year. In brief, all that you will need to do is deposit a rent check and pay a mortgage payment. It is highly unlikely that you will need a property management company for this property, regardless of your location.
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74 Acre Organic Farm in Berkshire NY

Here is the auction

Beautiful 74 acre organic farm, w/creeks & natural springs, 30%tillable/70%forested; 1830’s farmhouse w/ wide-plank hardwood floors, wood burning stove, electric heat, 50′X50′ Morton steel barn, 2-story wooden barn/garage, 15′X30′ greenhouse w/wood burning stove, chicken coup. Perfect property for organic/off the grid community w/ all materials to build cob/straw houses on site…house, barns and property for sale as is.

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